Sabina Mailova and property in Montenegro
First Full-Cycle Real Estate Agency

SM InvestmentFirst Full-Cycle Real Estate Agency

Handpicked properties for living and investment.

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500+Properties in our catalogue 5Years of Excellence €165M+Portfolio Value
How we can help

Property services in Montenegro

We support property transactions and bring in specialist advisers when needed.

Residence permits in Montenegro

We support residence-permit applications under the legal grounds available in Montenegro and help identify the route that fits your circumstances.

New developments

We work with established developers across Montenegro, compare projects and purchase terms, and help you choose a dependable option.

Land for development

We source sites for development projects and, together with specialist advisers, assess location, planning parameters and project economics.

Our office in Budva

Visit us in person

Our office is located at 63 Mediteranska, Budva 85310. Visit us to discuss buying, selling, or renting property in Montenegro in person.

S&M INVESTMENT MNE DOO Office address
63 Mediteranska, Budva 85310
Tax ID (PIB)
03448223
Registration number
51042486
Business activity
6831 · Real estate agency
The SM Investment approach

A good purchase is more than an attractive property

SM Investment was founded by Sabina Mailova, a lawyer by training. That is why we look beyond the listing: what exactly you are buying, whether the price reflects the market, how the payments will be made, and what may affect your future use of the property.

We do not hide a property's drawbacks to close a deal. If an option is not right for you, we will say so plainly. If it is, we will negotiate the best possible terms and guide you through the entire process to handover.

  • We check the documents, the property's history, and the terms of sale.
  • We compare the price with the market and negotiate with clear evidence.
  • We structure the transaction: stages, deadlines, payments, and completion.
  • We support the process in Russian, Montenegrin, and English.
  • After the purchase, we can help with renovation, furnishing, management, and rental.

You choose the property. We make sure the decision is well considered and the transaction is clear.

Private Inquiry